Most common causes of death in Switzerland

The most common causes of death in Switzerland is almost identical to that of the USA[1]Ten most common causes of death in the USA. We have published an earlier article setting out how heart rate variability (HRV) can detect the ailments on this list, and how a healthier lifestyle can lead to a sginificant reduction… Continue reading Most common causes of death in Switzerland

Switzerland’s Covid cost

Covid cost the Swiss taxpayer SFr35 billion[1]Swiss finance minister sees pandemic-linked spending of 35 bln Swiss francs, making up 4.6% of Swiss GDP[2]GDP (current US$) – Switzerland. That’s not taking into account the cost to individual taxpayers in lost earnings, and businesses through lost revenue. The SFr35 billion is the cost of the government’s response… Continue reading Switzerland’s Covid cost

Why Insurance wastes money

Insurance is big business. It makes huge amounts of money. And it wastes money. At $5.23 trillion[1]Gross premiums written by the insurance industry worldwide 2000 to 2020, if it were a country, the insurance industry would be the world’s third largest economy. The arithmetic of how insurance works needs explaining. Insurance is a form of… Continue reading Why Insurance wastes money

Letter to the Swiss Federal Parliament

I have regularly expressed my concerns over the unsustainable rise in the cost of health insurance in Switzerland. One of my first articles was about Switzerland’s healthcare problem. So I wrote a letter to our members of parliament. Each letter was personally addressed to the recipient. This is what it said: The cost of health… Continue reading Letter to the Swiss Federal Parliament

Warum wird uns nicht die Wahrheit gesagt?

“There are three kinds of lies: lies, damned lies, and statistics” – Mark Twain HRV Health wurde gegründet, um die untragbaren Kosten des Gesundheitswesens in der Schweiz anzugehen. Von diesem Ziel sind wir weit entfernt. Seit ich vor viereinhalb Jahren hierhergekommen bin, hat sich mein Krankenkassenbeitrag um fast 27 % erhöht. Im selben Zeitraum hat… Continue reading Warum wird uns nicht die Wahrheit gesagt?

Mensonges et statistiques

“There are three kinds of lies: lies, damned lies, and statistics” – Mark Twain HRV Health a été créé pour faire face au coût insoutenable des soins de santé en Suisse. Nous sommes loin d’atteindre cet objectif. Depuis mon arrivée ici il y a quatre ans et demi, ma prime d’assurance maladie a augmenté de… Continue reading Mensonges et statistiques

Lies, damn lies, and statistics

“There are three kinds of lies: lies, damned lies, and statistics” – Mark Twain HRV Health was created to address the unsustainable cost of healthcare in Switzerland. We are far from meeting that objective. Since arriving here four and a half years ago, my health insurance premium has increased by almost 27%. Over the same period… Continue reading Lies, damn lies, and statistics

COVID-19 vaccination efficacy in Switzerland

On 28 November 2021, Switzerland passed one million COVID-19 infections, in a country with a population just short of 8.8 million[1]https://www.worldometers.info/world-population/switzerland-population/. At that point 11,488 people in Switzerland had died from the virus. At the same time, 67% of the country had been vaccinated[2]https://www.covid19.admin.ch/en/epidemiologic/test?demoView=graph.  As of today, some six months later, just short of 14,000… Continue reading COVID-19 vaccination efficacy in Switzerland

Switzerland’s healthcare problem

Switzerland’s healthcare system is amongst the world’s best, when you need it, and the worst if you don’t need it or can’t afford it. Insurance premiums finance the health system. As with all insurance there is cross-subsidisation. But with Switzerland’s healthcare, it’s the poor subsidising the rich. Switzerland’s healthcare is the world’s second most expensive, after America.… Continue reading Switzerland’s healthcare problem